ok89 publishes these Terms & Conditions so you know what applies when you open an account, fund it with bKash or a bank transfer, and move through the lobby. Read them before your first deposit and keep the details you register with accurate.
Account use rules
Payment record rules
Lobby content terms
Where access depends on law
TERMS POSTURE
Read What You Accept on ok89
Everything you do under your ok89 account rests on the wording on this page. Opening an account, signing in, or sending money in means you accept these terms as they read at that moment, so read the headings and the section that fits what you are doing. Eligibility is not identical for everyone. Whether you can register, sign in or use a payment route depends on your local law and on the eligible regions we can serve. If your location falls outside those regions, the account features described here will not be open to you. The payment part stays narrow on purpose. We describe the account-to-wallet path — how a bKash deposit is recorded against your account, and how a bank transfer is matched to the name on file — and we repeat the same step each time: follow the fields and the reference shown on your own account screen before you confirm anything. That screen is the current source, not an older page you remember. We revise these terms when the platform changes. The updated version replaces the old wording here, and carrying on with your account afterwards means you accept it. If a step in the lobby looks different from what this page says, treat the account screen as the one that applies and ask us about the difference.
bKash
Bank Transfer
Account record
Local law and region
WHERE THE LINE FALLS
What This Policy Covers and What It Does Not
These terms reach further than the sign-in screen, so it helps to know where the line falls. Account access sits inside the policy: how you sign in, what you keep private and what we treat as your activity. Transactions sit inside it too, from a bKash deposit credited to your wallet balance through to the entries you see in your record. Lobby content is covered as content — slots, live tables and cricket markets — without any promise about how a round ends. What stays outside is the part we do not run: your wallet provider and your bank hold their own rules, and their decisions on a payment are theirs to make. Third-party pages we link to, including the privacy page and any provider page, are governed by whoever publishes them. When a question crosses that line, tell us anyway; we will say which side it belongs to rather than leaving you to guess.
Account access
Signing in, keeping your sign-in details to yourself and using your own account all sit inside these terms. If someone else signs in with your details, activity on the account is treated as yours. If you think that has happened, raise it through the support route published in your account area.
Transactions
Money you send in and money you take out fall under this policy, including how a bKash deposit is recorded and how a bank transfer is matched to your name. The fields and reference shown on your account screen are the ones that count, so follow them before you confirm anything.
Site content
The slots, live tables and cricket markets listed in the lobby are covered here as content, not as a promise of any result. Which categories you can open depends on your local law and the eligible regions we can serve, and the lobby shows what is switched on for your account.
Third-party services
Your wallet provider and your bank are separate from us. When a bKash deposit or a bank transfer passes through their systems, their own rules apply alongside ours. We cannot change their decision on a payment, and a question about the wallet balance itself belongs with them first.
YOUR ACCOUNT CHOICES
Check Your Records and Raise a Question
If something in these terms affects you, you do not have to wait for us to reach out. Sign in, open your account area, and read the transaction record attached to each bKash deposit or bank transfer you have made — that record is what we work from when you raise a question. If your name, number or contact detail has changed, update the field yourself in the same area so the details on file stay correct. You can also tell us when you disagree. Ask which part of these terms applies to your case, ask how a transaction was recorded, or ask what a screen in the lobby means before you continue. We answer policy questions from the account that raised them, because that is the account we can check against. Where a request needs something we cannot action ourselves — a bank question, a wallet-side issue — we will point you to the party that holds it.
Read your transaction records
Sign in and open the transaction record tied to each bKash deposit or bank transfer on your account. That record shows what we received, when it was applied and which reference was used, so it is the first place to look before you raise a question about a payment.
Correct the details on file
If your name, mobile number or contact address changes, update it in your account area yourself. Details we hold that no longer match your bank or wallet can slow a matching check, and a mismatch is the most common reason a transfer needs a second look from us.
Ask which term applies
Not sure whether a rule on this page covers your situation? Ask us through the support route shown in your account. Tell us what you were doing and which screen you were on, and we will point to the part of these terms that speaks to it.
Request help with an entry
If a transaction looks wrong, raise it from the account that holds it rather than from a new account or a shared device. Include the reference, the amount and the date shown on your record; that is what we check against when we look into the entry for you.
CONTACT ROUTES
Contact Us About a Policy Question
When something on this page affects your account, the fastest route is the one built into the account itself. Sign in, open the help area, and you will find the policy pages, the account steps and the support route in one place. Write from the account your question concerns, because that is the account we can open and check. Say which heading you are asking about — access, a transaction entry, or a rule in the lobby — and add the reference shown on your record if a payment is involved. Keep the reply in the same thread so the history stays together. We do not publish fixed hours here and we will not pretend a request is handled before it is; what we can tell you is where to send it and what to include. If a bank or a wallet has to answer part of it, we will say so plainly instead of holding your question.
Help area in your account
The help area inside your signed-in account is the first route for anything covered by these terms. It links to the policy pages and to the steps for a deposit or a transfer, and it is where a question about your own account belongs.
Support route from the account
Questions about access, an entry or a rule on this page can be raised through the support route published in the account area. Write from the account the question concerns, describe the screen and the reference, and keep the reply in the same thread.
Policy pages you can read now
These Terms & Conditions, along with the privacy and account pages linked in the footer, are readable before you sign in. If a sentence here and a sentence there seem to disagree, ask us rather than assuming; we will tell you which one applies to you.
DATA AND SECURITY
How We Handle Your Account Data
Running an account means holding details about you, and this page is where we say how we treat them. We keep the details you register with, your sign-in record and the transaction entries you create, because those are what an account is made of. Cookies keep you signed in and remember which part of the lobby you had open; clear them and you sign in again on that device. Your password stays yours — we will not ask for it by message, and a request that does is not from us. Records stay on file while the account is open and for the period we need afterwards to answer a question about them or to meet a record-keeping duty. If you want to know what we hold, or you want a detail changed, ask through the support route published in your account and we will tell you what can be done.
Details we keep on your account
We hold what we need to run your account: the name and contact details you register with, your sign-in record and the transaction entries you create. We do not ask for more than the account flow needs, and we describe the handling on the privacy page linked in the footer.
Cookies and session handling
The site uses cookies to keep you signed in and to remember the part of the lobby you were using. Clearing them signs you out of the account on that device, so you will sign in again the next time you open it on the same browser.
Keeping your sign-in safe
Your password and access details are yours to hold. We will not ask you for them through a message, and any request that does ask is not from us. Treat every sign-in attempt you did not make as something to report through the account support route.
How long records stay
Transaction entries and account records stay on file while your account is open, and for the period we need afterwards to answer a question about them or to meet a record-keeping duty. You can ask what we hold about your account through the published support route.
COMMON QUESTIONS
Questions We Get About These Terms
The questions below are the ones we are asked most about these terms, so we have answered them here rather than sending you through three pages to find the same sentence. They cover when the terms begin to apply, what happens if you are outside the eligible regions, where the rule for a bKash deposit or a bank transfer lives, what an update to this page means for you, how to raise a question, and why your wallet and your bank sit outside our policy. If your situation is not covered, the support route in your account is the place to ask — include the heading you were reading and, where money is involved, the reference on your transfer. Nothing on this page changes your wallet's own rules or your bank's.
Do these Terms & Conditions apply from the moment I open an account?
Yes. Opening an account, signing in and moving money under it all count as accepting the terms on this page as they read at that moment. Read the headings first, then come back to the section that matches what you are doing.
Can I use the account if I am not in Bangladesh?
Access depends on your local law and on the eligible regions we can serve, so it is not the same for every reader. If your location falls outside those regions, the account features described here will not be available to you, whatever the page says.
Where do I find the rule for a bKash deposit or a bank transfer?
The payment part of this page describes the account-to-wallet path, and your own account screens carry the current fields and reference. Those screens decide what a matching check needs, so read them before you send anything and keep the confirmation you receive.
What happens when you change these terms?
We update this page when the platform changes, and the revised wording appears here with the old one replaced. Using your account after an update means you accept it, so check this page if a screen or a step looks different from what you remember.
How do I raise a question about something on this page?
Sign in and use the support route published in your account area, writing from the account the question concerns. Say which heading you are asking about and, where a payment is involved, include the reference shown on your transaction entry.
Do these terms cover my wallet and my bank as well?
No. Your bKash account and your bank sit outside this policy and run on their own rules. What we cover is how we record a deposit against your account and what happens on our side once a transfer reaches us.